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postcode valuations

Word Smith's picture

Moving home can affect your credit rating and you might not even know!

Wed, 12/18/2013 - 00:24 -- Word Smith

Poor credit rating and identity fraud - moving house can expose you to risk.

If you move house, you could well be picking up a bad credit rating from the previous owners or tenants as the address could be black-listed. It’s hard to check this sort of detail, but ask the letting agent or conduct your own checks using credit scoring agencies where you can. Look at any post that arrives for the occupier or any bills that are clearly demands and see if you can contact the supplier to let them know that this is nothing to do with you and get them to take you off their records.

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Shared accommodation or halls of residence which is better?

Mon, 12/16/2013 - 02:33 -- Word Smith

Often a house move is triggered by a change in family circumstances; apart from a job move, the next biggest factor is children departing for university. Either parents decide it’s also time to downsize, or they decide it will help raise some useful cash, too, to help the children get through university or college.

Apart from tuition fees, the cost of student accommodation is the next single biggest expense, so how do you make sure you make the right choice?

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What would make homeowners really happy? Surprising results from the wellbeing test!

Mon, 12/16/2013 - 01:22 -- Word Smith
online estate agency, residential landlords, tenants, buying a house

What do you want to spend money on when considering alterations to your new home? More space? An extra room? Or better sound insulation if you are in an apartment or a semi-detached house? What makes sense to you and what do you think would improve your life and make you happier?

Most people, when tested, said that more space would make them happier in their home; yet, when measured against a Wellbeing score, this was not so important as noisy neighbours when it came to being happy in your own home.

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Silver surfers loss of faith in banks drives them further into property investments

Fri, 12/13/2013 - 16:06 -- Word Smith

Buy to let investment is now twice as popular as stocks and shares, or banks, when it comes to saving among the over 50s.

The silver surfers among us, ie the majority of the over 50s are not so happy with their retirement plans.

Recent research shows that they have lost faith in banks, shares and pensions, and consider that property represents a safer and more satisfying investment.  Volatility in the stock market and banking scandals have contributed to this change in attitude.

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Time to take another look at Stamp duty? Prices rising as RICS declares market 'dead-locked'

Fri, 12/13/2013 - 14:26 -- Word Smith

While house prices are rising, there is still a big difference in prices between North and South and, overall, a lack of supply to fulfill the rising demand. Trawling through the property listings and comparing data, it would be easy to get confused. According to the Royal Institute of Chartered Surveyors (RICS) the market is dead-locked with no new instructions. Buyer interest is hotting up, yet the flow of properties onto the market is not coming through. It also believes that the Government’s Help-to-Buy scheme has had an impact on the rental market, slowing it down.

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Bubble or balanced? What's actually happening in the housing market today?

Fri, 12/13/2013 - 14:04 -- Word Smith

The strain is showing in the housing market because of rising demand and low stock availability. So, how is the market going to cope with the looming rise in buyer interest expected in 2014? With low interest rates, a more confident economy and the Help-to-Buy scheme stimulating the market coupled with restricted availability of stock, tension is starting to rise.

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