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home build

Word Smith's picture

What is Help-to-Buy

Thu, 11/21/2013 - 03:09 -- Word Smith

Help-to-Buy is a Government scheme designed to help owners move to a new property with just a 5% deposit. The scheme was launched in April 2013 and prior to the scheme, home owners typically needed around 20% deposit. Now, it’s 5% and with some lenders, it can be 4%. You need to get a minimum of 5% for the deposit and the Government will help you out with an Equity loan of up to 20%, meaning you only need to get a mortgage of around 75%.

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