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Word Smith's picture

Moving home can affect your credit rating and you might not even know!

Wed, 12/18/2013 - 00:24 -- Word Smith

Poor credit rating and identity fraud - moving house can expose you to risk.

If you move house, you could well be picking up a bad credit rating from the previous owners or tenants as the address could be black-listed. It’s hard to check this sort of detail, but ask the letting agent or conduct your own checks using credit scoring agencies where you can. Look at any post that arrives for the occupier or any bills that are clearly demands and see if you can contact the supplier to let them know that this is nothing to do with you and get them to take you off their records.

Word Smith's picture

Boost the value of your home – top tips

Thu, 11/21/2013 - 03:08 -- Word Smith

Some changes can lessen the value of your home so, whether it is for your own enjoyment or, if you are considering putting the house on the market at some stage in the future, think carefully before you redecorate or carry out home improvements as you may well end up having to rip them out and it could cost you a lot of money, whereas a little consideration and planning means you can make the desired changes but not waste the money when you come to sell.

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