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chimney pots online estate agency

Word Smith's picture

House mortgages are undoubtedly a doorway to opportunity

Thu, 01/09/2014 - 03:17 -- Word Smith
Is regulation forcing lenders to leave the market so consumers lose out yet again?

Sometimes it's easier for an outsider to take a view of our market, so we thought we would kick off the New Year by offering some views from a leading housing market expert in the USA. Both the USA and the UK have suffered similar issues with the housing market in recent years and the President of the Mortgage Bankers Association offers some useful comments on what's happening in our own market over here.

Word Smith's picture

Selling in a recession

Sun, 10/27/2013 - 01:27 -- Word Smith

It's never easy to sell in a recession and people are often unwilling to accept they may have lost money on their house, but the fact remains that it is all relative, if the value of your house has fallen, then so will the cost of purchase of any home you are considering purchasing and, at the end of the day, you've got to get on with your life. A move may be forced by a change of job, or the children moving schools, or leaving home.

Word Smith's picture

Pros and cons of using an online estate agent

Sun, 10/27/2013 - 01:14 -- Word Smith

The advantage of an online estate agent is that they are still working while you are sleeping. They are 'open' 24 x 7 and are ideal for people who cannot find the time to visit an estate agent's premises. As services are offered online, fees are typcially lower, but it doesn't necessarily mean to say that an online estate agent will suit everyone.

Word Smith's picture

Can house building help the economy recover? Yes, if it feeds through to increasing the number of transactions

Sun, 10/27/2013 - 01:41 -- Word Smith

The answer is yes, house building is a great job generator, but you do also need the manufacturing jobs and investment in plant and machinery, these under pin (pardon the pun) the ability for the economy to generate jobs and grow GDP (gross domestic product). 

Word Smith's picture

Rest of the UK versus London - what are the benefits?

Wed, 10/23/2013 - 01:17 -- Word Smith

London's Mayor, Boris Johnson has stated he wants visas for people seeking to work in London, may be he has a point as many businesses argue that they are finding it difficult to recruit the skilled workers they need. One of the problems is the high price of London property. Boris also argues that the city has little autonomy over its finances and, given the disparity between London house prices and the rest of the country, the gap seems to be widening so may be he has a point on that too.

Word Smith's picture

Capital Assets - just how important is London when comparing prices nationally

Tue, 10/22/2013 - 00:50 -- Word Smith

It's hard to see these days how including average London house prices into the national index can help buyers and sellers work out what the average cost of a home should be in any area of the UK. The UK Capital seems to have become a country in its own right, with prices bearing absolutely no relation to the rest of the country. An "average" 5 bedroom house in London, in the West borough of Hammersmith and Fulham will now cost an eye-watering £2.5M, the equivalent of a mixed portfolio of eight regional houses and flats. 

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