Don’t just look at the premium and go back thinking if you should buy this health insurance plan. Health insurance cannot be bought individually by a minor, however the parents can cover the child under their family floater health insurance. This figure was at 30% in Bengaluru and 26% in Chennai. All this increase ends up being a burden for the consumers, making healthcare unaffordable for many. If you are looking for a family health insurance plan then go for our best selling health insurance plan that aims at securing your family’s growing medical needs. However, if you still feel that your employer’s health cover or existing health cover suits well then there is no harm in topping it up for a higher cover at a much lower premium. With digital trends taking over the world, buying a health insurance plan from anywhere across the globe helps you in saving time, energy, and effort. Buy. These illnesses need not be your usual fever, flu, or headaches. H stands for Homeopathy; this treatment is quite popular and is widely trusted upon. Stay Home ! However, with every renewal you tend to waive off waiting period until you reach a time when you have no waiting period and your policy covers you for most of the treatments. Basically, we ensure uninterrupted medical coverage at the time of need. Portability helps you change your health insurance plan so that you don't have to again go through a fresh waiting period term instead smoothly move from one insurer to another if your current plan is not helping you cover rising medical costs. We cover medically necessary expenses such as blood investigations, diagnostic charges such as CT scan, MRI, sonography etc. For more details on the risk factors, term and conditions please read the sales brochure carefully before concluding the sale. Simply use your credit/debit card or net banking services to make payments online through multiple secured payment modes. Our health insurance plan for parents offer lifelong renewability & AYUSH benefits to cater their growing medical needs. Your life revolves around your family. It offers an extremely high coverage at low premiums. This is where HDFC ERGO’s health insurance policies come into play, as they take care of the hospitalization and treatment charges, leaving the consumer free of financial woes. Always check health insurance policies with lower waiting periods for pre-existing ailments and maternity benefits before buying a health insurance plan online. You can add or remove optional/add on cover at the time of renewal. *Based on the data from 1st of October 2019 to 31st of May 2020, the average time taken for approval of our cashless health claims is less than 20 minutes. You do get your cashless card via courier/postal services. If you cancel your health insurance plan within the free look period you will get your premium back post that you wont. Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company under license. Once your specified waiting period is over you will get coverage for your pre-existing illnesses. The HDFC Ergo Claim Form is different for all the HDFC Ergo General Insurance Policies which can be downloaded from our website. Simply Download the HDFC ERGO mobile app from your App Store or Google Play Store. Intimate HDFC ERGO Health within 14 days of diagnosis of first occurrence of critical illness. Lifetime Renewability. You end up sharing the medical expenses with your health insurer hence you do not have to pay a heavy premium. Includes almost all women-related ailments. Submit a duly filled claim form along with specified documents within 45 days of completion of survival period for the critical Illness against which the claim is made. Here's presenting "TeleClinic" - a virtual doctor consultation service on the HDFC ERGO Insurance App ! Once you get yourself secured with, our health insurance plan there is no looking back. Your health insurance plan does not come into action while you are waiting period is not completed. Cashless hospitalization available only in HDFC ERGO network hospitals. Use HDFC ERGO Corporate HR user id and password to sign in : Intermediary Login: Select login type as 'Intermediary' Use HDFC ERGO Corporate Intermediary user id and password to sign in : Employee Login: Select login type as 'Employee' Use HDFC ERGO card number and password to sign in : Hospital Login: Getting a sum insured that’s enough to cover your medical expenses is equally important. We recommend buying our Optima restore health insurance plan or my:health suraksha as both of these plan help you by offering coverage post sum insured gets exhausted by restoring the lost sum insured. Your policy continues as is only the amount you claimed for gets deducted from your sum insured. A pre-existing disease is a condition, ailment or injury that already exists at the time you buy a health insurance policy and these PEDs are generally excluded from the policy coverage for an initial waiting period. Looking at the list of coverage and benefits before buying a health insurance plan is important and should not be overlooked. #1.5 Crore+ Active Customers upto Sept - 2020 **With my:health Suraksha you can choose from monthly, quarterly, half-yearly, and annual premium payment option. Also, common illnesses such as flu and accidental injury can happen at any age so staying covered even when you are young is important. © HDFC ERGO General Insurance Company Limited. change in spelling of name, contact number etc. Most of our policies also don’t imply disease sublimit; this is also an important factor one must keep in mind. Employee group insurance does not have any pre-existing waiting period. 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